Financial Aid

Financial Aid 1

Federal Financial Aid:
To apply for federal financial aid, complete the Free Application for Federal Student Aid (FAFSA) at: studentaid.gov/fafsa. The FAFSA will determine your eligibility for all Title IV Aid (Federal Pell Grant, Federal SEOG Grant, Federal Direct Student Loans, and Federal Work Study). Not all aid is based on need. Accordingly, everyone can be eligible for some type of loan.

Complete the federal aid application at studentaid.gov beginning October 1st for the next school year.

Who Must Fill Out A FAFSA

Student

The student must always complete the Student section.

Student Spouse

If the student’s current marital status is married or remarried, the student’s spouse must complete the Student Spouse section. The spouse must also complete the Student Spouse Tax Return Information.

PRO TIP:  If you are planning on getting married in the current school year fill out your FAFSA first.

Dependency Status

Your dependency status determines whose information you must report when you fill out the Free Application for Federal Student Aid (FAFSA®) form.

  • If you’re a dependent student, you will report your and your parents’ information.
  • If you’re an independent student, you will report your own information (and, if you’re married, your spouse’s).

A dependent student is assumed to have the support of parents, so the parents’ information must be assessed along with the student’s information to get a full picture of the family’s financial resources. If you’re a dependent student, it doesn’t mean your parents are required to pay anything toward your education; this information is simply used to determine your maximum eligibility for federal student aid.

Dependent or Independent

Your answers to questions on the FAFSA® form determine whether you are considered a dependent or independent student.

Personal Circumstance Questions to Determine Dependency Status on the 2025–26 FAFSA® Form

Parent

Here are the questions that determine your dependency status for the 2025–26 school year.

Were you born before Jan. 1, 2002?YesNo
As of today, are you married? (Answer “No” if you are separated or divorced.)YesNo
At the beginning of the 2025–26 school year, will you be working on a master’s or doctorate program (such as an M.A., MBA, M.D., J.D., Ph.D., Ed.D., graduate certificate, etc.)?YesNo
Are you currently serving on active duty in the U.S. armed forces for purposes other than training? (If you are a National Guard or Reserves enlistee, are you on active duty for other than state or training purposes?)YesNo
Are you a veteran of the U.S. armed forces?*YesNo
Do you have children or other people (excluding your spouse) who live with you and who receive more than half of their support from you now and between July 1, 2025, and June 30, 2026?YesNo
At any time since you turned age 13, were you an orphan (no living biological or adoptive parent)?YesNo
At any time since you turned age 13, were you a ward of the court?YesNo
At any time since you turned age 13, were you in foster care?YesNo
Are you or were you a legally emancipated minor, as determined by a court in your state of residence?YesNo
Are you or were you in a legal guardianship with someone other than your parent or stepparent, as determined by a court in your state of residence?YesNo
At any time on or after July 1, 2024, were you unaccompanied and either (1) homeless or (2) self-supporting and at risk of being homeless?**YesNo

Answered “Yes” to One or More of the Questions Above

If so, then for federal student aid purposes, you’re considered to be an independent student and will not be required to provide information about your parents on the FAFSA form.

Answered “No” to Every Question

If so, then for federal student aid purposes, you’re considered a dependent student, and you must provide information about your parents when you fill out the FAFSA form.

Not living with parents or not being claimed by them on tax forms does not make you an independent student for purposes of applying for federal student aid.Which Parent’s Information to Report

If your legal parents (biological or adoptive parents) are married to each other, or are not married to each other and live together, you should report information about both of them on your FAFSA form. However, we recognize that many situations are a little more complicated, so we’ve provided information on how to figure out which parent(s) should provide information on the FAFSA form as a contributor.

A contributor refers to anyone (you, your spouse, your biological or adoptive parent, or your parent’s spouse) who’s required to provide information on your FAFSA form.

Don’t Live with My Parents

You still must answer the questions about your parents if you’re considered a dependent student.

Parents Refuse to Provide Information

You can’t be considered independent of your parents just because they refuse to help you with this process. If you do not provide their information on the FAFSA form, the application will be considered “rejected,” and you may not be able to receive any federal student aid. The most you would be able to get (depending on what the financial aid office at your college or career/trade school decides) would be an unsubsidized Direct Loan. The FAFSA instructions will tell you what to do if you are in this situation.

Learn more about how to fill out the FAFSA form when your parents aren’t supporting you and won’t provide their information.

No Contact with My Parents

If you have no contact with your parents and don’t know where they live, or you’ve left home due to an abusive situation, select “Yes” to the “Do unusual circumstances prevent the student from contacting their parents or would contacting their parents pose a risk to the student?” question on the FAFSA form. You’ll be considered provisionally independent. To complete your application, you should contact the financial aid office at the college or career/trade school you plan to attend to find out what supporting documentation you’ll need to submit directly to the school.

Learn more about how to fill out the FAFSA form if you have unusual circumstances that prevent you from providing parent information.

Changes to My Personal Circumstances

If your personal circumstances change after you submit your FAFSA form, contact your college’s or career school’s financial aid office to ask what the requirements are to update your dependency status. The financial aid staff will tell you what to do.

Entrance Counseling View Link
Exit Loan Counseling View Link
Promissory Note View Link

 

Dependent Verification Worksheet View Document
Independent Verification Worksheet View Document
Special Circumstances Appeal View Document
Dependent Low Income Statement View Document
Independent Low Income Statement View Document
Identity/Statement of Educational Purpose View Document